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Rebuilding credit after a consumer proposal or bankruptcy

August 10, 2026 · Credit Repair

It takes time, but credit can be rebuilt.

Key points

  • Check your reports to make sure the discharged debts show correctly.
  • Start with a secured card or credit-builder loan.
  • Keep balances low and pay on time every month.

What to do next

The Credit Builder Plan includes a 90-day action plan and letter templates.

See where you stand

Estimate your score in two minutes, then see offers ranked by how well they fit you.

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