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Compare home equity & helocs

Borrow against the equity in your home with a home equity loan or a line of credit (HELOC).

Ranked for your estimated range of 860 to 900 and your profile. Update profile

Run the numbers with the calculator

Some offers on this site come from partners who pay us when you click or are approved. This can affect where offers appear, but not our estimates or tools. Offers marked Sponsored are paid placements. Approval is never guaranteed. Advertiser disclosure

Sponsored

Northbeam Bank · HELOCs

Northbeam Home Equity Line

Possible fit · Your estimate is in or above the Good range · Your income meets the minimum · For homeowners

Rate: Prime + 0.50%
Fees: No set-up fee
Terms: Revolving
Suits: Good credit or better

Borrow up to 65% of home value
Interest-only payments
Cheques and card access

See offer on Northbeam Bank's site Compare

Side by side

Offer	Provider	Rate	Fees	Terms	Welcome offer	Suits	Your fit	Apply
Tidewell Fixed Equity Loan	Tidewell Bank	7.29% fixed	No lender fee	5 to 20 years	-	Good	Possible fit	See offer
Northbeam Home Equity Line Sponsored	Northbeam Bank	Prime + 0.50%	No set-up fee	Revolving	-	Good	Possible fit	See offer
Cedarline Readiline	Cedarline Financial	Prime + 1.00%	$250 set-up fee	Revolving	-	Fair	Stretch	See offer
Bluewater Home Equity Loan	Bluewater Lending	7.99% fixed	2% lender fee	5 to 15 years	-	Fair	Stretch	See offer
Fernway Second Mortgage	Fernway Finance	11.99% fixed	3% lender fee	1 to 3 years	-	Poor	Stretch	See offer
Ridgepoint Equity Access	Ridgepoint Capital	Prime + 0.25%	No set-up fee	Revolving	-	Very good	Stretch	See offer

All offers

Tidewell Bank · Home equity loans

Tidewell Fixed Equity Loan

Possible fit · Your estimate is in or above the Good range · Your income meets the minimum · For homeowners

Rate: 7.29% fixed
Fees: No lender fee
Terms: 5 to 20 years
Suits: Good credit or better

Predictable monthly payment
No prepayment penalty

See offer on Tidewell Bank's site Compare

Northbeam Bank · HELOCs

Northbeam Home Equity Line

Possible fit · Your estimate is in or above the Good range · Your income meets the minimum · For homeowners

Rate: Prime + 0.50%
Fees: No set-up fee
Terms: Revolving
Suits: Good credit or better

Borrow up to 65% of home value
Interest-only payments
Cheques and card access

See offer on Northbeam Bank's site Compare

Cedarline Financial · HELOCs

Cedarline Readiline

Stretch · Your estimate is in or above the Fair range · Your income meets the minimum · For homeowners

Rate: Prime + 1.00%
Fees: $250 set-up fee
Terms: Revolving
Suits: Fair credit or better

Split part of the balance into a fixed loan
Online draws

See offer on Cedarline Financial's site Compare

Bluewater Lending · Home equity loans

Bluewater Home Equity Loan

Stretch · Your estimate is in or above the Fair range · Your income meets the minimum · For homeowners

Rate: 7.99% fixed
Fees: 2% lender fee
Terms: 5 to 15 years
Suits: Fair credit or better

Lump sum at a fixed rate
Use for renovations or debts

See offer on Bluewater Lending's site Compare

Fernway Finance · Home equity loans

Fernway Second Mortgage

Stretch · Your estimate is in or above the Poor range · For homeowners

Rate: 11.99% fixed
Fees: 3% lender fee
Terms: 1 to 3 years
Suits: Poor credit or better

Past credit issues considered
Decision based on equity

See offer on Fernway Finance's site Compare

Ridgepoint Capital · HELOCs

Ridgepoint Equity Access

Stretch · Your estimate is in or above the Very good range · Needs a yearly income of $75,000 or more · For homeowners

Rate: Prime + 0.25%
Fees: No set-up fee
Terms: Revolving
Suits: Very good credit or better

Lowest margin for strong credit
Rate discount bundles

See offer on Ridgepoint Capital's site Compare