Mortgages
First-time home buyer: how much house can you afford?
Lenders look at your income, debts, down payment and credit when deciding how much to lend.
Category: Mortgages
Mortgages
Fixed or variable mortgage: how to choose
A fixed rate stays the same for the term; a variable rate moves with the lender's prime rate.
Mortgages
Mortgage renewal: don’t just sign the letter
When your term ends you can shop around without a new down payment.
Mortgages
When does refinancing your mortgage make sense?
Refinancing replaces your mortgage with a new one, often to get a lower rate or access equity.