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Compare helocs

Borrow against the equity in your home with a home equity loan or a line of credit (HELOC).

Ranked for your estimated range of 860 to 900 and your profile. Update profile

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Some offers on this site come from partners who pay us when you click or are approved. This can affect where offers appear, but not our estimates or tools. Offers marked Sponsored are paid placements. Approval is never guaranteed. Advertiser disclosure

Sponsored

Northbeam Bank · HELOCs

Northbeam Home Equity Line

Possible fit · Your estimate is in or above the Good range · Your income meets the minimum · For homeowners

Rate
Prime + 0.50%
Fees
No set-up fee
Terms
Revolving
Suits
Good credit or better
  • Borrow up to 65% of home value
  • Interest-only payments
  • Cheques and card access
See offer on Northbeam Bank's site

Side by side

Offer Provider Rate Fees Terms Welcome offer Suits Your fit Apply
Northbeam Home Equity Line Sponsored Northbeam Bank Prime + 0.50% No set-up fee Revolving - Good Possible fit See offer
Cedarline Readiline Cedarline Financial Prime + 1.00% $250 set-up fee Revolving - Fair Stretch See offer
Ridgepoint Equity Access Ridgepoint Capital Prime + 0.25% No set-up fee Revolving - Very good Stretch See offer

All offers

Northbeam Bank · HELOCs

Northbeam Home Equity Line

Possible fit · Your estimate is in or above the Good range · Your income meets the minimum · For homeowners

Rate
Prime + 0.50%
Fees
No set-up fee
Terms
Revolving
Suits
Good credit or better
  • Borrow up to 65% of home value
  • Interest-only payments
  • Cheques and card access
See offer on Northbeam Bank's site

Cedarline Financial · HELOCs

Cedarline Readiline

Stretch · Your estimate is in or above the Fair range · Your income meets the minimum · For homeowners

Rate
Prime + 1.00%
Fees
$250 set-up fee
Terms
Revolving
Suits
Fair credit or better
  • Split part of the balance into a fixed loan
  • Online draws
See offer on Cedarline Financial's site

Ridgepoint Capital · HELOCs

Ridgepoint Equity Access

Stretch · Your estimate is in or above the Very good range · Needs a yearly income of $75,000 or more · For homeowners

Rate
Prime + 0.25%
Fees
No set-up fee
Terms
Revolving
Suits
Very good credit or better
  • Lowest margin for strong credit
  • Rate discount bundles
See offer on Ridgepoint Capital's site