Buying a car: get financing before you shop
Pre-approval tells you your budget and gives you a rate to compare with dealer financing.
Key points
- Shorter terms cost less in total interest.
- Watch the total cost, not only the monthly payment.
- Refinancing later can lower your payment if your credit improves.
What to do next
Compare car loans and refinancing offers in Auto loans.
See where you stand
Estimate your score in two minutes, then see offers ranked by how well they fit you.
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