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Ranked for an estimated range of 860 to 900 (excellent), your income and what you told us about home, business and student loans. Edit profile

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Fit is our guide based on your estimate and the provider's stated requirements. It is not an approval decision.

Lumen Lending · Student loan refinancing

Lumen Graduate Refinance

Strong fit · Your estimate is in or above the Very good range · Your income meets the minimum · For people with student loans

Rate
From 4.99% fixed APR
Fees
No fees
Terms
5 to 15 years
Suits
Very good credit or better
  • For graduate degree holders
  • Rate discount with autopay
See offer on Lumen Lending's site

Summit Ledger · Student loan refinancing

Summit Ledger Student Refi

Strong fit · Your estimate is in or above the Good range · Your income meets the minimum · For people with student loans

Rate
From 5.49% fixed APR
Fees
No fees
Terms
5 to 20 years
Suits
Good credit or better
  • Combine several student loans
  • Unemployment protection
See offer on Summit Ledger's site

Bluewater Lending · Student loan refinancing

Bluewater Variable Student Refi

Strong fit · Your estimate is in or above the Good range · Your income meets the minimum · For people with student loans

Rate
From 5.75% variable APR
Fees
No fees
Terms
5 to 20 years
Suits
Good credit or better
  • Variable or fixed
  • Pause payments for hardship
See offer on Bluewater Lending's site

Harbourstone Credit Union · Student loan refinancing

Harbourstone Grad Consolidation

Strong fit · Your estimate is in or above the Fair range · Your income meets the minimum · For people with student loans

Rate
From 6.25% fixed APR
Fees
No fees
Terms
5 to 10 years
Suits
Fair credit or better
  • Member pricing
  • Co-signer release after 24 payments
See offer on Harbourstone Credit Union's site